|11:26 am - Scary in a comfortingesque sort of way|
I just got an email from my bank saying there was suspected fraud activity on the account. I (not using the email provided links, just in case) logged into the bank and checked the alerts and they had a number for me to call. I call the number and sure enough, there are about 10 transactions, for small amounts, that I didn't charge. So they cancelled the card, told me to watch and make sure none of fraudulent charges went through and call back if they do.
It's freaky scary that this happened, freaky scary that they noticed (how? why? what tipped them off?), and sorta comforting that they noticed so quickly.
Current Mood: confused
How it happened? Well...when something similar occured with one of my credit cards, the bank told me that there are people with the patience to run through 16-digit number combinations until they get a viable charge card. It could be that simple.
How they noticed? You have a good bank who realized that you were unlikely to make 9 charges for cigarettes, candy and internet porn over the last couple of days. Basically, their system flags for unusually high levels of activity.
Personally, I'll take a bank that notices over one that doesn't any day of the week...even if it is sort of freaky that someone got my number somehow. (And I'm pretty careful about shredding things, etc.)
That makes me feel better. I'd rather not believe that any of the companies I've used the card with have had their databases stolen or anything like that.
I was thinking originally from the perspective of, "hey! What if I were the person buying the intenet garbage," but it's not like I wouldn't tell people how I spent my money if they asked, and I love targetted marketing. Anyway, the heebee jeebies are starting to quiet a bit.